Special .50% APR discount through NPTPool.com

NPT LightStream Financing

We've partnered with LightStream, the nation's premier online consumer lender, to offer low, discounted rates to good-credit customers for any backyard project.

LightStream Cash Benefit

Experience the refreshingly simple LightStream loan.

It's quick and easy to apply online, and you can get funds from $5,000 to $100,000 to bring your dream yard to life.

LightStream Loan, No Fees

Whole-project funding, with no fees.

The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.

LightStream Outdoor Project

Stress-free financing for your outdoor project.

With LightStream, there's no need to upload progress photos. It's hassle-free financing, with low rates backed by a Rate Beat Program.

LightStream Sameday Funding

Why wait to make your dream outdoor project a reality?

LightStream's process is quick and easy. When you fill out your application by 2:30 p.m. EST and complete all of your loan information, LightStream can get funds to you on the same day you apply! Or you can select a funding date within 30 days of your approved application.

1Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with NPTPool.com discount and AutoPay repayment discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% points higher. Excellent credit is required to qualify for the lowest rates. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Discount of .50 percentage points is for a new LightStream loan referred online by NPTPool.com. Borrower must apply directly through this website, and with cookies activated on their browser, in order for this offer to be tracked and valid.

2After receiving your loan from us, and within 30 days, if you are not completely satisfied with your experience, please contact us and we will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Limited to one $100 payment per funded loan. Truist employees are not eligible for the Loan Experience Guarantee.

3Payment example: Monthly payments for a $25,000 loan at 6.39% APR with a term of 12 years would result in 144 monthly payments of $249.04.

Truist Bank is an Equal Housing Lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

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